You have your needs and goals – Let’s Make a real Financial Plan customed-tailored for you.

Values & Objectives

We start by evaluating your values and objectives. All recommendations will be based and tailored towards these.

Tax-Optimized

We devote an entire section on tax planning. We create a plan designed for tax-awareness for the possibility to improve efficiency.

SWOT Analysis

Strengths, Weaknesses, Opportunities, Threats. We evaluate what your current financial situation looks like.

Financial Action Plan

Based on your values, objectives, needs, and goals – we put together a list of recommended tasks ordered by their importance.

An Interactive Financial Plan.

We conduct in-depth review of your financial life using personal goals, needs and wants. A financial blueprint will be created for the possibility to help you reach your goals and objectives in the future. As fiduciaries, We place our client’s best interests first. We will act with the skill, care, diligence, and good judgment of a financial professional. We’ll work with you to create an intelligent, digital, personalized financial plan that is updated daily with online access. We use the latest technology and aggregation tools to help assist in reaching your goals.

The Financial Planning Process

1. Establish the Client-Planner Relationship

2. Gather Client Data – Determine Goals and Expectations

3. Analyze and Evaluate the Client’s Financial Status – Determine Strengths and Weaknesses

4. Develop and Present the Financial Plan

5. Implement the Financial Plan – Action Plan of Steps

6. Monitor the Financial Plan – Update and Revise periodically and when goals change

Major Financial Planning Areas

1. Debt Management – Budgeting, Cash Reserve, Cash Flow

2. Protection & Risk Management – Life, Disability, Property/Liability, Long-Term Care

3. Accumulation Guidance – Investment & Retirement Accounts, College Savings, Real Estate

4. Tax Planning – Strategies to help minimize Tax Liabilities

5. Investment Planning – Risk Tolerance, Time Horizon, Asset Allocation

6. Retirement Planning – Income Planning, Social Security, Pension, Required Minimum Distributions

7. Education Planning – Education Account Guidance

8. Estate Planning – Living Will, Durable Power of Attorney, Medical Directive, Trusts

Why Choose Us.

We’ve structured our firm to help our clients most efficiently and always answer their questions quickly.

  • We treat clients like family.

  • Our values align with our clients.

  • Home-based office, low overhead, and fewer clients to serve.

  • We’re independent and fiduciaries. Series 66 Licensed.

  • We combine Financial Planning with Tax Planning.

  • We’re licensed life and health insurance agents.

  • We answer questions quickly.

  • We’re expereienced, over 10 years of experience.

Other Firms

  • Avoid questions or don’t answer completely.

  • Use financial planning software with no interpretation or direction.

  • Office, secretary, assistants – leading to higher overhead and more clients to serve.

  • Trade around clients with other advisors.

  • Some may only offer proprietary products.

  • Firm stucture may contain additional conflicts of interests.

  • May have no background in finance.

  • May have no degrees in financial planning.