Comprehensive Wealth Building Services with Full Transparency
Understanding what you’re paying for and the value we aim to provide.
At Saltiel Wealth Management, we believe financial planning should be straightforward, comprehensive, and work in your best interest. As your independent fiduciary* advisor in Sarasota, Florida, we provide guidance to help navigate financial decisions—from tax considerations and risk management to wealth building strategies.
Whether you’re a high-income professional working to maximize your earning years, a small business owner balancing growth with financial planning, a retiree working on retirement planning, or a high-net-worth family planning for future generations, our services are designed around your individual needs and goals.
Your assets are custodied at Charles Schwab, providing access to a range of investments, including alternative opportunities** when appropriate for qualified investors. We can also assist with 1031 exchanges** when suitable for your situation.
Our boutique practice approach helps us manage overhead so we can focus on providing you with personalized attention and guidance that works to put your interests first.
Fee-Only Financial Planning – $250/hour
Pay only for the time we spend working on your financial plan.
Most comprehensive financial plans may require 8-20 hours depending on your situation’s complexity. This covers planning areas from retirement and tax considerations to education funding and estate coordination.
If you also use our investment management services, overlapping work may reduce or eliminate these hourly fees.
Fee-Based Financial Planning/Investment Management – Tiered AUM Pricing
- $250,000 – $500,000 1.00%
- $500,000 – $1,000,000 0.90%
- $1,000,000 – $2,000,000 0.80%
- $2,000,000 – $3,000,000 0.70%
- $3,000,000 + 0.60%
Fees are calculated monthly and automatically deducted from your account(s) for convenience. AUM fees may vary or be negotiable based on individual circumstances.
Frequently Asked Questions
How exactly do your fees work when I use multiple services? When you use both financial planning and investment management services, the work often overlaps. For example, if I spend 3 hours on your investment policy statement as part of your financial plan, and you’re also an investment management client, those 3 hours typically won’t be charged separately. We discuss this during your consultation.
What kind of alternative investments** can you access? Through Charles Schwab and direct holdings, we may explore private REITs*, private equity opportunities*, and other alternatives**—but only when they may be appropriate for your risk profile and investment objectives. These aren’t suitable for everyone, but when they might make sense, they may add diversification.
Can you help with 1031 exchanges**? Yes, as part of comprehensive tax planning and real estate analysis, I can guide you through 1031 like-kind exchanges** for investment properties when appropriate. This may be particularly relevant for clients with real estate holdings.
Do you work with clients outside Sarasota? Yes, while I’m based in Sarasota, I work with clients throughout Florida and other states where registered using video meetings. Distance isn’t necessarily a barrier to financial planning.
What makes your boutique approach different? My home-based office structure allows me to work with fewer clients, which may mean each client receives more personalized attention. You work directly with me rather than through teams of support staff.
How do I know if your services are right for me? The best way to determine fit is through a complimentary consultation. We’ll discuss your situation, explain how our services work, and evaluate whether we might be a good match.
Ready to Learn More About Our Approach?
Let’s explore a strategy tailored for your individual situation.
You’ve worked to achieve your current financial position. Now consider whether comprehensive planning might help address wealth preservation while supporting your financial objectives.
Whether you need help with retirement planning, investment management that considers your complete financial picture, or coordination between different aspects of your financial life, we’re here to provide independent, fiduciary* guidance.
Schedule a complimentary consultation today. We’ll review your current situation, discuss your goals, and explore how our approach to financial planning might help you work toward the financial confidence you’re seeking.
Important Disclosures
*This fiduciary duty applies to our advisory relationships under current registration and does not extend to brokerage transactions, which are governed by different standards.
**Alternative investments involve substantial risk, may be illiquid, and are not suitable for all investors. Investors should carefully review offering documents and assess personal risk tolerance before considering such investments. 1031 exchanges involve complex tax and legal considerations; consult qualified professionals before proceeding. See disclosures in footer for additional information.
Professional Consultation Required: Before implementing any strategies, consult with qualified tax advisors, financial planners, and other professionals familiar with your specific circumstances.
Software and Projections: Financial planning software projections are hypothetical in nature and not guaranteed. Actual results may vary significantly from projections.